Seller Finance Premium Buying Service Program
Get Owner Finance for Any Home For Sale
With our very unique 'Owner Financing for Any Home For Sale' program we are able to provide you with non bank financing for any home that is listed for sale.
🏡🎈🇺🇸
Simplified Home Ownership for Outside of the Box Buyers is a Click Away!
Simply put, we will purchase ourselves any home of your choice that is for sale, listed on mls or off market, turnaround and owner finance the home to you!
So even if you are self employed, not so perfect credit score or dont have a social security number we can help as long as you can prove to us that you can afford the payments... even if you have recently being denied a loan by your bank or mortgage broker we can help! Our unique Seller Finance Premium Buying Service Program is completely different than anything else out there
For an exact quote and estimate contact us right away, there is no cost to get qualified, stop throwing money away renting and start owning your home today... lets make your home ownership a reality!
For quotes, estimate, process overview or questions please visit:
Prequal.CasaDealsOwnerFinanceHomes.com
Our Seller Finance Loan Terms are:
▶️ 15% down payment required of sales price + closing costs
▶️ 9 - 9.5% interest rate
▶️ 30 YRS fixed Mortgages
▶️ Escrow collected monthly (taxes and insurance)
▶️ Pre pay or refinance anytime with no penalties
⭕️Available only in major areas in Texas (DFW, Austin, Houston, Texas) or population of 250k+ people
⭕️Purchase price up to $1 million
⭕️Primary residences / Owner Occupied Homes only
⭕️Home must appraise for at least our purchase price
⭕️Home must be in livable condition with no structure damage
⭕️Only Residential: SFR, Townhouse, Duplex, Condo, Land / lots
⭕️ITIN and/or SS
✅ Self Employed is OK
✅ Bad credit is OK
✅ No established credit is OK
✅ ITIN is OK
For quotes, estimate, process overview or questions please visit:
Prequal.CasaDealsOwnerFinanceHomes.com
Let's swap houses!
Do you already own a home but looking to downsize or upgrade? Need cash for down payment? Don’t want to make any repair or go to the trouble for listing the home? Did you know we could ‘swap’ houses? We pay cash for your current home in its ‘as is’ condition, with your cash proceeds from the sale you can pick a new home and have us purchase and finance it for you?
Now that's a killer offer!!
—--
‼️ Attention Real Estate Professionals.. We Want You! Find out how we can work together and help one another ‼️
♻️ Mortgage Brokers, dead leads? Bad credit? No verifiable proof of income? Recycle those leads, we want them and can offer so much value to those applicants. Contact us today to find out how we can work together and recycle those leads putting money into your pocket so you can reinvest and get better qualifying leads Broker.CasaDealsOwnerFinanceHomes.com
♻️ Realtors, do you have clients that might need assistance? Troubled listing? Contact us today and see if we can help them, you still receive your full commission Realtor.CasaDealsOwnerFinanceHomes.com
♻️ Wholesalers, do you have a property under contract but no cash buyers? Asking too much or numbers dont work for an investor? You can assign it to us and we’ll cash you out at closing, you can even sell it at a much higher sales price to an OF buyer! If you do have an owner finance buyer we can do the deal, as long as there are no structural damages, the property is livable and your asking price matches the ‘as is’ value. We do need time so contact us right away to go over options Wholesaler.CasaDealsOwnerFinanceHomes.com
♻️ Real Estate Investors, do you have a property that is just sitting on the market? Trouble selling? Do you keep getting approached by owner finance buyers? We can help! We will purchase your house at FULL appraised market value to cash you out, turnaround and sell the home owner financed to your buyer. Its a win win! We even offer a ‘White Label’ solution that will compliment your services and integrate right in with your operations, we just stay in the background and you take all the credit. Contact us today for more details and how you can start sending us your OF buyers REI.CasaDealsOwnerFinanceHomes.com
🏡🎈🇺🇸
Simplified Home Ownership for Outside of the Box Buyers is a Click Away!
Simply put, we will purchase ourselves any home of your choice that is for sale, listed on mls or off market, turnaround and owner finance the home to you!
So even if you are self employed, not so perfect credit score or dont have a social security number we can help as long as you can prove to us that you can afford the payments... even if you have recently being denied a loan by your bank or mortgage broker we can help! Our unique Seller Finance Premium Buying Service Program is completely different than anything else out there
For an exact quote and estimate contact us right away, there is no cost to get qualified, stop throwing money away renting and start owning your home today... lets make your home ownership a reality!
For quotes, estimate, process overview or questions please visit:
Prequal.CasaDealsOwnerFinanceHomes.com
Our Seller Finance Loan Terms are:
▶️ 15% down payment required of sales price + closing costs
▶️ 9 - 9.5% interest rate
▶️ 30 YRS fixed Mortgages
▶️ Escrow collected monthly (taxes and insurance)
▶️ Pre pay or refinance anytime with no penalties
⭕️Available only in major areas in Texas (DFW, Austin, Houston, Texas) or population of 250k+ people
⭕️Purchase price up to $1 million
⭕️Primary residences / Owner Occupied Homes only
⭕️Home must appraise for at least our purchase price
⭕️Home must be in livable condition with no structure damage
⭕️Only Residential: SFR, Townhouse, Duplex, Condo, Land / lots
⭕️ITIN and/or SS
✅ Self Employed is OK
✅ Bad credit is OK
✅ No established credit is OK
✅ ITIN is OK
For quotes, estimate, process overview or questions please visit:
Prequal.CasaDealsOwnerFinanceHomes.com
Let's swap houses!
Do you already own a home but looking to downsize or upgrade? Need cash for down payment? Don’t want to make any repair or go to the trouble for listing the home? Did you know we could ‘swap’ houses? We pay cash for your current home in its ‘as is’ condition, with your cash proceeds from the sale you can pick a new home and have us purchase and finance it for you?
Now that's a killer offer!!
—--
‼️ Attention Real Estate Professionals.. We Want You! Find out how we can work together and help one another ‼️
♻️ Mortgage Brokers, dead leads? Bad credit? No verifiable proof of income? Recycle those leads, we want them and can offer so much value to those applicants. Contact us today to find out how we can work together and recycle those leads putting money into your pocket so you can reinvest and get better qualifying leads Broker.CasaDealsOwnerFinanceHomes.com
♻️ Realtors, do you have clients that might need assistance? Troubled listing? Contact us today and see if we can help them, you still receive your full commission Realtor.CasaDealsOwnerFinanceHomes.com
♻️ Wholesalers, do you have a property under contract but no cash buyers? Asking too much or numbers dont work for an investor? You can assign it to us and we’ll cash you out at closing, you can even sell it at a much higher sales price to an OF buyer! If you do have an owner finance buyer we can do the deal, as long as there are no structural damages, the property is livable and your asking price matches the ‘as is’ value. We do need time so contact us right away to go over options Wholesaler.CasaDealsOwnerFinanceHomes.com
♻️ Real Estate Investors, do you have a property that is just sitting on the market? Trouble selling? Do you keep getting approached by owner finance buyers? We can help! We will purchase your house at FULL appraised market value to cash you out, turnaround and sell the home owner financed to your buyer. Its a win win! We even offer a ‘White Label’ solution that will compliment your services and integrate right in with your operations, we just stay in the background and you take all the credit. Contact us today for more details and how you can start sending us your OF buyers REI.CasaDealsOwnerFinanceHomes.com
So How Does it Work? Step by Step
▶️ How it Works Step by Step
Simply put, we will purchase ourselves any home of your choice that is for sale, listed on mls or off market, turnaround and owner finance the home to you! It does not get any simpler than that, are you ready to stop renting and making your landlord rich? Who is ready to be a homeowner? Even if you have recently been denied a loan our program is completely different.
▶️ Servicing Area
We service only major areas in the state of Texas. Dallas Fort Worth, Houston, San Antonio and Austin. Surrounding areas in Texas must have a population of at least 250,000 people to qualify for this program.
▶️ Qualifying Criteria
You, our client the owner finance buyer, must be employed or self employed and demonstrate the ability to repay the loan. We usually underwrite our loans as a 50% debt to income ratio, meaning all your combined expenses reported to your credit and your new owner finance mortgage payment must be 50% or less than your monthly income. For example if you make $6,000 a month, all your expenses and new mortgage payment must be less than $3,000 a month. Scroll down below to see the documents requirement list.
You must have at least 15% of the sales price of the home as a down payment and closing costs, typically an additional 3-4% of the sales price depending on the home.
Must have a social security number or ITIN
Bad credit and new established credit is okay, all we need is for you to demonstrate that you have the verifiable, financial ability to make the monthly mortgage payment. We have helped hundreds of people purchase their homes and we look forward to helping you.
The home you are buying must be your primary residence, meaning you are actually planning to live there. We can purchase and owner finance to you any residential properties, such as single family houses, duplexes, condos, townhouses, land/lots.
▶️ Documents needed
Get the list for Employed and Self Employed clients here Documents.CasaDealsOwnerFinanceHomes.com
➡️ DOCUMENTS REQUIRED FOR PROCESSING
☑️ ITEMS NEEDED (WITH PAYSTUBS)
✅ Last 2 months paystubs.
✅ Last 2 months bank statements.
✅ Last two years of tax returns.
✅ Last two years of W2’s.
✅ Driver’s License or Passport.
✅ Social Security card or ITIN #.
✅ Alternate Credit (Electronic, gas bill or cable bill).
✅ Proof of Other Income
☑️ ITEMS NEEDED IF SELF-EMPLOYED (WITHOUT PAYSTUBS)
✅ 6 Months business bank statements.
✅ 6 months personal bank statements.
✅ Last two years of tax returns.
✅ Last two year’s 1099’s.
✅ Driver’s License or Passport.
✅ Social Security card or ITIN #.
✅ Alternate Credit (Electronic, gas bill or cable bill) ️
It is imperative to gather all your documents in a timely manner. You can email or fax a copy of your documents. If you want to drop off copies in person, you must make an appointment. Note that OFN Processing Services, LLC is not your lender. We are a third party loan processing service. CasaDealsOwnerFinanceHomes.com
▶️ Terms & Fees
We charge a 10% service fee of the price of the home we buy it for, we try our very best to negotiate the lowest price we can get for our purchase You need at least a 15% down payment to be applied towards your purchase plus closing costs We can do a 30 years loan, 20 years or 15 years! You choose, there is no prepayment penalties or fees to pay it off early or refinance The interest rate is between 9% and 9.5% interest. Every month e also collect escrow, so your property taxes and hazard insurance will be collected every month (PITI) and an additional $35 a month for the 3rd party loan servicer company who manages and administers your mortgage. All the other fees are standard fees for a standard real estate transaction such as. 2 points original fee of the loan amount $1,800 Title & Attorney doc prep fee $525 Appraisal fee $300 RMLO Mortgage Application fee (due only after free pre qualification) $500 RMLO mortgage disclosures fee 1 year pre paid homeowners insurance (this amount varies due to your home price but usually $1,625-$2,000 a year, you can shop for whatever insurance company you choose to use) We do not require but you have the option to purchase a home warranty service company (usually costs $550 for 1 year) and you can also choose to do a home inspection that typically coats $350. So what does it look like? Here is an example using a purchase price of $200,000 that is close to the median price in Texas. 
Simply put, we will purchase ourselves any home of your choice that is for sale, listed on mls or off market, turnaround and owner finance the home to you! It does not get any simpler than that, are you ready to stop renting and making your landlord rich? Who is ready to be a homeowner? Even if you have recently been denied a loan our program is completely different.
▶️ Servicing Area
We service only major areas in the state of Texas. Dallas Fort Worth, Houston, San Antonio and Austin. Surrounding areas in Texas must have a population of at least 250,000 people to qualify for this program.
▶️ Qualifying Criteria
You, our client the owner finance buyer, must be employed or self employed and demonstrate the ability to repay the loan. We usually underwrite our loans as a 50% debt to income ratio, meaning all your combined expenses reported to your credit and your new owner finance mortgage payment must be 50% or less than your monthly income. For example if you make $6,000 a month, all your expenses and new mortgage payment must be less than $3,000 a month. Scroll down below to see the documents requirement list.
You must have at least 15% of the sales price of the home as a down payment and closing costs, typically an additional 3-4% of the sales price depending on the home.
Must have a social security number or ITIN
Bad credit and new established credit is okay, all we need is for you to demonstrate that you have the verifiable, financial ability to make the monthly mortgage payment. We have helped hundreds of people purchase their homes and we look forward to helping you.
The home you are buying must be your primary residence, meaning you are actually planning to live there. We can purchase and owner finance to you any residential properties, such as single family houses, duplexes, condos, townhouses, land/lots.
▶️ Documents needed
Get the list for Employed and Self Employed clients here Documents.CasaDealsOwnerFinanceHomes.com
➡️ DOCUMENTS REQUIRED FOR PROCESSING
☑️ ITEMS NEEDED (WITH PAYSTUBS)
✅ Last 2 months paystubs.
✅ Last 2 months bank statements.
✅ Last two years of tax returns.
✅ Last two years of W2’s.
✅ Driver’s License or Passport.
✅ Social Security card or ITIN #.
✅ Alternate Credit (Electronic, gas bill or cable bill).
✅ Proof of Other Income
☑️ ITEMS NEEDED IF SELF-EMPLOYED (WITHOUT PAYSTUBS)
✅ 6 Months business bank statements.
✅ 6 months personal bank statements.
✅ Last two years of tax returns.
✅ Last two year’s 1099’s.
✅ Driver’s License or Passport.
✅ Social Security card or ITIN #.
✅ Alternate Credit (Electronic, gas bill or cable bill) ️
It is imperative to gather all your documents in a timely manner. You can email or fax a copy of your documents. If you want to drop off copies in person, you must make an appointment. Note that OFN Processing Services, LLC is not your lender. We are a third party loan processing service. CasaDealsOwnerFinanceHomes.com
▶️ Terms & Fees
We charge a 10% service fee of the price of the home we buy it for, we try our very best to negotiate the lowest price we can get for our purchase You need at least a 15% down payment to be applied towards your purchase plus closing costs We can do a 30 years loan, 20 years or 15 years! You choose, there is no prepayment penalties or fees to pay it off early or refinance The interest rate is between 9% and 9.5% interest. Every month e also collect escrow, so your property taxes and hazard insurance will be collected every month (PITI) and an additional $35 a month for the 3rd party loan servicer company who manages and administers your mortgage. All the other fees are standard fees for a standard real estate transaction such as. 2 points original fee of the loan amount $1,800 Title & Attorney doc prep fee $525 Appraisal fee $300 RMLO Mortgage Application fee (due only after free pre qualification) $500 RMLO mortgage disclosures fee 1 year pre paid homeowners insurance (this amount varies due to your home price but usually $1,625-$2,000 a year, you can shop for whatever insurance company you choose to use) We do not require but you have the option to purchase a home warranty service company (usually costs $550 for 1 year) and you can also choose to do a home inspection that typically coats $350. So what does it look like? Here is an example using a purchase price of $200,000 that is close to the median price in Texas. 
▶️ FAQs (Every transaction is different and unique, these are general answers in average, time frame might change deal by deal cases depending on seller)
Do I get the deed of the house? Am I on title?
Yes of course, you will be the homeowner and your name will be in title. This is not a ‘rent to own’ or an ‘option to purchase’ those are actually not allowed in the state of Texas for longer than 6 months. In our program just like any standard real estate transaction that is financed and there is a lien filed by the lender until paid in full per terms of the mortgage, at the closing table there will be a Warranty Deed with a Vendor’s Lien from us to you, B to C transaction. You will also sign a Deed of Trust, Promissory Note (Mortgage) and Disclosures that will be recorded.
How long does it take?
Typically it takes in average 21-30 days to purchase the home (A to B transaction) and an additional 7-10 days to owner finance the home back to you (B to C transaction)
I am so confused, who is A, B & C transactions and why do you keep saying their names?
So there are 3 parties for this service, A = seller of the home, B = us Casa Deals Owner Finance Homes, C = our client the owner finance buyer. We have to first successfully purchase the home A to B sale, turnaround and sell via owner finance to you B to C sale.
When is the down payment due?
A minimum 15% down payment of the sales price (B to C transaction) of the home is due before we make our final purchase offer A to B transaction, the down payment goes into the title company’s escrow account just like any other standard real estate transaction, the earnest money would be refundable during the option/inspection period (usually first 7 days) and it becomes non refundable there after unless there are title issues on the home we are purchasing A to B transaction.
How can I get qualified with bad or no credit?
We understand that some of our owner finance buyers may have bruised or not so great credit. We are mainly concerned on your ability to afford and repay the loan back. We take a look at the big picture and If you can demonstrate to us and verify the ability to repay the loan chances are we can work with you. We do understand the risks we are taking as a lender and that is also the reason we are charging a premium service fee and interest rate for our services.
I dont have an income, can I still qualify and get approved?
No you need to have the ability to show us income even if you are self employed. You need to be able to afford your new loan. We are responsible lenders and not in the business of selling/lending bad loans. We do not want to waste anyone's time or money by making a bad loan, we not only want to protect ourselves but the new buyers as well.
What documents and proof of income do you require?
Please see our complete list for documents required to processing and approval at documents.casadealsownerfinancehomes.com to process an application for both self employment and W2 employment.
How long is the option/inspection period?
Usually we will negotiate a 7-10 days option/inspection period on our A to B purchase and do a ‘pass through’ period to our B to C option/inspection period. So you will have at least 7 days option for your inspection period that you have access to the property to perform any due diligence that you would like and you can also order a professional home inspection that we do not require but highly recommend. If there are any revisions or price reductions due to inspection and/or appraisal those savings will be passed on to you and reflected on B to C transaction.
If I dont pay my monthly mortgage payments what happens?
If you do not make your entire monthly mortgage payment, just like any bank or lender, you will receive a notice of default and eventually we would have to foreclose on the home if the loan is not brought current or reinstated, Casa Deals Owner Finance Homes would have to take the property back. The Foreclosure process would go through the Texas court just like any other lender who is foreclosing.
Will my mortgage payment ever change?
Your mortgage interest rate is fixed for either 30, 20 or 15 years. Whatever loan term you chose at time of closing or qualified for. Your interest rate is fixed, so your principal and interest payments do not ever change, however your property taxes and homeowners insurance change every year. That change will be reflected on your monthly payment, the 3rd party loan servicer that we use will manage your escrow account and you will be notified by them of any changes or adjustments that might occur
I have a home now, can you buy it?
Yes we purchase all types of homes and fixer uppers and we pay cash with a flexible closing, we can cash you out of your current home and if you can qualify for our program we could provide our buying owner finance service to you. It would work very much like a swap if you are looking to upgrade or downside. We provide a hassle free transaction and you dont have to pay any realtor commissions or have to list your home in the market and wait for a buyer.
Can you service other states?
No we only service the state of Texas in major areas of a population of at least 250,000 people. DFW, Houston, Austin and San Antonio.
How much down payment total do I need? How much cash is this really gonna take?
As mentioned above you need at least 15% down payment for B to C transaction plus closing costs. Closing costs will vary depending on your purchase price, usually anywhere between 3-5% additional will be required for closing costs. So for budget purposes you should plan 18-20% of sales price for a total cost of out of pocket expenses.
When do I pay for appraisal and application?
$300 application fee is non refundable for whatever reason and it is due after you are pre qualified for free, we will look at your situation and let you know upfront what your chances are of getting approved. After you are pre qualified you can pay for application fee and submit documents required, you would need to be approved in order for us to move forward with an offer on the home you are interested. The appraisal fee of $525 is non refundable and due immediately after option/inspection period is over, that is when we will order the appraisal.
Are you licensed?
We do everything by the book. We use a 3rd party Residential mortgage loan originator (RMLO) to process any applications for borrowers, qualify them and provide the necessary disclosures per state laws, compliance and regulations. We are in full compliance of Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. We use a very experienced real estate attorney and title company in all of our transactions and a 3rd party loan servicer company to manage and administer every mortgage. Although we will be the actual principals and owner of record of the properties we purchase and sell, our entity’s principals also hold an active real estate salesperson or broker license by TREC but no representations are being granted or given to any parties in the transaction.
Do you have any references?
Yes absolutely, please fill out an inquiry in our contact form or a pre qualification form and we would be happy to provide references.
Do you speak Spanish?
Si hablamos Espanol e Portugues.
▶️ Get started! Follow this link
Prequal.CasaDealsOwnerFinanceHomes.com
▶️ Real Estate Professionals find out how we can work together
Realestateprofessionals.CasaDealsOwnerFinanceHomes.com
▶️ More questions? How can we serve you?
Contact.CasaDealsOwnerFinanceHomes.com
